NEW Digital credit management

A credit line that's ready when you are.

Cridgo is a smart credit management platform built to give you a transparent, structured way to view, monitor, and handle your approved revolving credit line — with no cost unless you actually draw on it.

₹1k–₹50kCredit line range
0.065%/dayFrom, usage-based
365 daysMax usage period
Approved in minutesafter eligibility review
Bank-grade securityencrypted end-to-end
Welcome back,Aarav 👋
Available credit
₹38,500
of ₹50,000 approved limit
₹11,500 in use23%
Recent activity
WithdrawalToday · 09:24
₹5,000
RepaymentMay 22
+₹3,200
Daily usage fee0.065% · accrued
₹7
End-to-end encryption
Transparent fees, always
Pay only when you use it
Revolving credit line
Key features

Everything you need,
nothing you don't.

Five things that make managing your Cridgo credit line feel effortless and completely in your control.

Your credit, all in one place

Check your approved credit limit, track how much you've used, and review billing details — all from a single, organized screen.

Borrow on your own terms

You choose when to access your credit and how much to draw. Full control stays with you at every step of the way.

No hidden surprises

Every fee and usage condition is shown upfront, so you always know exactly what you're agreeing to.

Zero cost while idle

Keep your credit line on standby without paying a thing. Costs only apply once you put it to use.

Privacy built right in

Industry-grade encryption and multiple security layers protect your personal and financial information around the clock.

How it works

From download to disbursal,
in four simple steps.

1

Download & register

Get the Cridgo app and create your account in just a few taps.

2

Verify eligibility

Complete a quick identity and eligibility review to unlock your limit.

3

Get your credit line

Your approved limit stays ready in the app, waiting until you need it.

4

Use & repay

Draw what you need, repay on time, and your limit refreshes again.

Credit information

Credit line details,
laid out clearly.

Cridgo uses a transparent, usage-based model. You only ever pay for the days you actually hold the credit — here are the key terms.

Once repaid, your credit line becomes available again up to your approved limit, subject to your current account status and conditions.
₹1,000 – ₹50,000
Indicative credit line range
Up to 365 days
Maximum usage period
0.065% / day
Daily usage rate (up to)
23.73% APR
Maximum annualized rate
Illustration

Example cost calculation

The figures below are for reference only, intended to show how usage-based costs are calculated in practice.

Calculation parameters

Selected credit amount₹10,000
Usage period100 days
Daily usage rate0.065%

Cost breakdown

Interest cost
₹10,000 × 0.065% × 100 = ₹650
Total repayment amount
₹10,650

Interest is based on the exact number of days you hold the credit. Your actual cost may differ depending on your specific usage period and account terms.

Requirements

Eligibility requirements

Before you can use the app's core features, you'll need to satisfy the following basic requirements.

01

Be at least 18 years old

02

Possess a valid identification document

03

Meet the basic eligibility criteria defined by the platform

Get in touch

Customer support

Whether it's a billing question, an account issue, or a general inquiry, our support team is just an email away — here to make sure you get the answers you need.

support@cridgo.com

Your credit line is waiting.

Download Cridgo, complete a quick eligibility review, and keep a flexible credit line ready for the moment you need it.

Get the app